Why it's important to have medical cover

Many people think they have better things to spend their money on than medical cover. The truth is, in today’s world healthcare costs are extremely high and just one day in a private hospital or one operation can deplete any emergency funds you may have had. While you might think that you are still fit and healthy, accidents do happen and can occur at the least opportune time.

The reality is that your health and that of your family, holds immeasurable value to you. It’s also the least predictable factor in your life. This unpredictability is precisely what makes medical cover so important because you can’t tell for certain when you’ll need it.

Sports injuries, road accidents, stress related illnesses, and terminal illnesses are not examples of things that afflict the elderly only. Rather, they’re representative of what can go wrong in anyone’s health at any time.

Having a good, reputable medical aid is an essential part of alleviating the stress of worrying what’s behind every proverbial corner. More importantly, it provides you with the necessary financial cover when you need it.

At the end of the day, you can’t know when or if something will happen, and unless you have considerable financial funds to help you pay for medical costs, you might have a problem if you don’t have medical aid.

In a nutshell:

The advantages of belonging to a medical aid:

• It financially protects you if you suddenly must pay large, unexpected medical costs.
• You have the choice of going to a private hospital over a crowded public hospital
• If you have medical aid, you can usually rest assured that there will be no long delays in your medical treatment because you don’t have money to pay for it.
• You can look after your family and focus on early treatments as opposed to waiting until someone is sick.